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Financial Planning for SMEs in Charlotte

The financial success of Small to Medium Sized Enterprises (SMEs) does not happen by mere chance. It is the result of a well-thought-out process known as financial planning. Today, we at LB&J Certified Public Accountants, renowned for our unparalleled expertise in accounting, payroll, and tax advice, shall enlighten you about the ins and outs of financial planning for SMEs in Charlotte. By increasing your financial literacy, we hope to give you the necessary skills to contribute to the healthy growth of your business.

Definition of Financial Planning

When we mention financial planning for SMEs, we’re referring to a series of steps you undertake to achieve your company’s financial goals. This involves careful thought about how you manage your financial resources, and making decisions ahead of time to ensure your business’s sustainability and profitability.

Why Business Owners in Charlotte Need Financial Planning

The need for financial planning in Charlotte’s SME landscape is crucial. Here’s why:

  • It leads to better cash flow management. Regular financial reviews can help keep your cash flow in check, enabling you to manage your business expenses more efficiently.
  • It helps in securing your business’s future. Every business owner in Charlotte has various long-term goals such as business expansion, product diversification, or even retirement planning. Comprehensive financial planning keeps these objectives in sight and makes sure these goals are achieved.
  • It aids in managing income. By understanding your financial position and in turn managing your income, you can have comprehensive insights into how much your business is making, making it easier to meet your financial commitments and save for future investments.
  • It minimises financial stress. A well-laid-out financial plan offers a good scheme to avoid stressful situations by having provisions for any financial emergencies that might arise.

Essential Components of Financial Planning for SMEs

Financial planning for SMEs in Charlotte involves several components:

  • Financial Goals: These can be both short-term, spanning a year, or long-term, like over five years. Goals could include expanding the business, upgrading equipment, or hiring more staff.
  • Business Budget: This involves outlining your anticipated revenue and business expenses, helping you to keep your spending in check.
  • Cash Flow Management: This deals with monitoring your inflow and outflow of cash, ensuring you have a healthy cash reserve to tackle unexpected expenses.
  • Investment Planning: This involves putting your money into various business ventures to maximise returns and increase your financial capabilities.
  • Risk Management and Insurance: This involves identifying potential risks and taking out insurance coverage to protect from any adverse effects.
  • Tax Planning: A well-thought-out tax plan executed by tax experts, like us here at LB&J Certified Public Accountants, can help you take advantage of various tax benefits.

Getting Started with Financial Planning

Do you feel overwhelmed about beginning your financial planning journey? We advise that you start small. Consider what you are trying to achieve, include a time frame, and incorporate practical action steps. Here are some suggestions:

  • Start by understanding your current financial position.
  • Identify clear, measurable, and achievable financial goals.
  • Develop a realistic budget.
  • Create an emergency fund for your business aligned to your cash flow.
  • Look into insurance policies that match your business needs.

Where We Come In

At LB&J Certified Public Accountants, we provide expert guidance and insights to SMEs on financial planning. Whether you need help with setting up your budget, managing your cash flow, or tax planning, our team can provide the expertise you need to streamline your financial journey and achieve your business goals. Our focus is to help your Charlotte SME growth manifest through sound and strategic financial planning.

In conclusion, financial planning for SMEs in Charlotte involves setting financial goals, creating a business budget, managing cash flow, planning for investments, securing insurance, and conducting tax planning. With the correct approach and assistance from experts like LB&J Certified Public Accountants, SMEs can steer towards sustainable financial success. Let us help guide your business towards a brighter financial future.

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Small Business Bookkeeping Charlotte NC

Outsource Small Business Bookkeeping Charlotte NC

When it comes to managing a small business, there is a wide array of tasks that owners must juggle. With everything from sales to inventory and customer service, spending time on bookkeeping can become a backburner issue. However, it is essential to remember that overlooking this crucial role can lead to financial missteps that can significantly impact your business. For Small Business Bookkeeping Charlotte NC offers many benefits when an external agency takes over the job. This may seem like an additional expense at face value, but outsourcing to professionals like LB&J Certified Public Accounts saves you time, improves accuracy, and offers cost savings in the long run.

Saving Valuable Time to Focus on Core Business Activities

One of the primary reasons small businesses in Charlotte should outsource their bookkeeping needs is time efficiency. As a business owner, your time is better spent on tasks directly impacting your business’s growth and profitability. When you engage expertise from firms such as LB&J Certified Public Accounts, you delegate time-consuming tasks such as tracking expenditures, invoicing, payroll, and preparing financial reports. Consequently, this allows you more time to focus on core business activities, boosting growth and revenue.

Accumulated Expertise for Accuracy and Compliance

Another significant reason for leveraging small business bookkeeping in Charlotte, NC, is the wealth of expertise accumulated by companies like LB&J Certified Public Accounts. Boasting a team of certified public accountants with a specialization in accounting, payroll, and tax, they can ensure accuracy and compliance with all local state and federal laws. This expertise can help small businesses:

  • Stay on track with filing deadlines
  • Keep accurate records for tax preparation
  • Avoid common bookkeeping errors
  • Understand and analyze financial reports
  • Implement more efficient accounting and payroll systems

Cost-Effective Long-Term Strategies

Small businesses often run under tight budgets, making the thought of outsourcing bookkeeping seem like an unnecessary expenditure. However, what many business owners fail to consider are the hidden costs of in-house bookkeeping. Recruiting, benefits, training costs, paid leave, and management overheads are just a few of the many expenses incurred when keeping the bookkeeping function in-house. On the contrary, when outsourced, you spend on what you need when you need it. Thus, outsourcing can often provide more value for your money.

Ensuring Business Continuity

Even if you have an excellent in-house bookkeeper, what happens when they take time off for vacation, fall sick, or leave the company unexpectedly? Outsourcing your bookkeeping to a company like LB&J Certified Public Accounts can ensure continuity for your business. They will have a team of professionals on hand, meaning you never have to worry about continuity or having to find a fill-in or replacement.

Improved Decision-Making Capability

Quality and timely financial information are key to making business decisions. An experienced bookkeeping service like LB&J Certified Public Accounts can provide timely and accurate financial reports. These crucial insights into your business’s financial health can help you make informed decisions at the right time.

Enhancing Data Security

Outsourcing bookkeeping also provides an additional layer of security for your business’s financial data. Companies that specialize in small business bookkeeping Charlotte NC, like LB&J Certified Public Accounts, are aware of the importance of data protection. As such, they usually invest in secure software and systems to ensure the safety of your sensitive financial data.

In the highly competitive business landscape of Charlotte, NC, small businesses must find ways to focus on their core competencies, remain compliant with regulations, and at the same time, maintain a solid financial standing. Outsourcing bookkeeping to experienced companies like LB&J Certified Public Accounts can provide these benefits and more, helping small businesses thrive in the long run.

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Why LB&J Certified Public Accounts is the Trusted Choice for Charlotte Businesses

Why LB&J Certified Public Accounts is the Trusted Choice for Charlotte Businesses

As a business owner, one can attest to the importance of keeping a clean and detailed fiscal record. It’s become a necessity in fast-paced, dynamic markets. However, maintaining such records and making crucial financial decisions require a perceptive eye and vast expertise in accounting, vital skills offered by LB&J Certified Public Accounts.

Based in Charlotte, North Carolina, LB&J has proven to be a vital companion for small and medium-sized businesses throughout the area, offering unmatched accounting, payroll, and tax services. In this article, we shed some light on why LB&J Certified Public Accounts is the go-to choice for numerous businesses.

Expert and Certified Team of Accountants

At the heart of LB&J Certified Public Accounts is a team of certified professional accountants who possess a deep understanding of the financial landscape.

  • The team comprises certified public accountants who have undergone rigorous training and consistently demonstrated a high level of proficiency in their field.
  • The LB&J team stays updated with changing financial regulations and best practices to ensure compliance and optimized financial operations for your business.

Comprehensive Suite of Services

The versatility of LB&J Certified Public Accounts extends well beyond basic accounting. LB&J’s service portfolio includes:

  • Accounting Services: These encompass financial statement preparation, bookkeeping, auditing and the creation of cash flow budgets.
  • Tax Services: Support with annual tax return preparation, strategic tax planning, and guidance with federal and state tax issues.
  • Payroll Services: Including accurate payroll preparation, tax calculation and filing, and transparent record keeping.

These services are meticulously tailored to meet the unique needs of each business, ensuring accuracy, compliance and fiscal health for every client.

A Strong Emphasis on Customer Satisfaction

A key reason why LB&J Certified Public Accounts has earned the trust of numerous businesses is their unwavering commitment to customer satisfaction.

  • LB&J is dedicated to timely and responsive communication, ensuring that you are always in the know about your financial status.
  • They take time to understand each client’s unique business needs and goals, offering personalized and strategic financial guidance.
  • With LB&J, you are not just another client. You are a valued partner.

Proven Track Record of Success

LB&J Certified Public Accounts stands on a solid reputation built on a record of success.

  • Numerous testimonies from satisfied clients attests to the high-quality service that LB&J provides.
  • LB&J’s agility in adapting to rapid changes in financial laws and best practice have been instrumental in enabling businesses to thrive.
  • They have successfully guided countless businesses in diverse industries, from startups to established entities, through complex financial scenarios.

Security and Confidentiality

In this digital age, information security is a top concern. LB&J Certified Public Accounts understands this and prioritizes client data security and confidentiality.

  • They adhere strictly to industry-standard security protocols and regularly update these to keep up with evolving threats.
  • Client data remains confidential; LB&J assures that your financial data is safe and access is strictly limited.

Tailor-made Accounting Solutions

Unlike a one-size-fits-all approach, LB&J Certified Public accounts work closely with companies to understand their unique needs and design customized solutions.

  • They offer advice and strategies that align with your business model and goals.
  • They provide solutions developed from a deep understanding of your business dynamics, laying a solid financial structure for your organization.

In conclusion, LB&J Certified Public Accounts isn’t simply a professional service provider; it’s a partner that grows with your business. With a blend of expertise, commitment to customer satisfaction, a wide range of services, and strict adherence to security protocols, LB&J is the trusted choice for businesses in Charlotte for a reason. Grow your business with a partner you can trust, choose LB&J.

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Charlotte Payroll Services

Streamline Your Business with Charlotte Payroll Services

Charlotte Payroll Services For Any Business

Running a small or medium-sized business is demanding, full of challenges, and leaves little room for error, especially when it comes to paying your employees and managing your resources. That’s where professional payroll services come into play. LB&J Certified Public Accountants, a leader in Charlotte Payroll Services, offers the expertise and efficiency you need to streamline your business operations.

Why Consider Professional Payroll Services?

Payroll is more than just ensuring your employees receive their wages on time. It also involves managing taxes, deductions, benefits, and regulatory compliance, among other things. Here is why professional payroll services can make your business operate more efficiently:

  • Time Saving: Payroll processing is time-consuming, especially for small and medium-sized businesses where resources are stretched thin. With Charlotte Payroll Services, you can free up precious time for activities that grow and drive your business forward.
  • Cost Saving: Unexpected errors, tax miscalculations, or regulatory non-compliances can lead to heavy penalties. By outsourcing to professionals well-versed in payroll processing, you improve accuracy and decrease the likelihood of expensive errors.
  • Access to Payroll Expertise: Given their specialization, professional Charlotte Payroll Services, like LB&J Certified Public Accountants, have extensive and updated knowledge about tax laws and employment regulations. This expertise ensures your payroll process complies with the latest rules and laws.
  • Improved Data Security: Payroll processing involves sensitive data. With professional services, you get the assurance of encrypted data transfers, regular security audits, and strong back-up systems that ensure your business’s essential information is secure.

LB&J Certified Public Accountants: Our Payroll Services

At LB&J Certified Public Accountants, we strive to offer personalized and streamlined payroll services that will not only ease your burden but enable your business to thrive:

Comprehensive Payroll Processing

Our team of experienced accountants takes care of all aspects of payroll processing, from calculation and distribution to tax filing and compliance checks. No matter the size or industry of your business, we are equipped to handle your payroll needs.

Direct Deposits and Payroll Reports

We provide direct deposit services, making it convenient for your employees to access their wages, and generate comprehensive payroll reports that make it easy for you to keep track of your payroll spending.

Payroll Tax Compliance

The complexity of payroll taxes necessitates a deep understanding of federal, state, and local tax rules. Our experts are well-informed about these rules and ensure your business adheres to all the tax laws and regulations, mitigating any risk of fines or penalties.

Customized Payroll Solutions

Every business has unique payroll needs dictated by its size, industry, and workforce makeup. We provide customized payroll solutions that perfectly fit your business requirements and operational strategy.

Why Choose LB&J’s Charlotte Payroll Services?

LB&J Certified Public Accountants stand out among Charlotte Payroll Services for several reasons:

  • Expertise: Our team of Certified Public Accountants provides an unparalleled level of expertise in payroll processing, tax services, and accounting.
  • Personal Attention: We believe in forming relationships with our clients. We are committed to giving each of our clients the personal attention they deserve.
  • A Streamlined Approach: Our methods provide effective, efficient payroll solutions that cut costs and time and reduce the chances of error.
  • Security: We place the utmost importance on data security and consistently take measures to keep your information safe.

In today’s fast-paced business environment, choosing a professional payroll service that can keep up with speed, efficiency, and accuracy is essential. Join the roster of businesses thriving with the support of LB&J Certified Public Accountants, and streamline your business operations with our top-tier Charlotte Payroll Services.

Read reviews and more at LB&J’s Google Business Profile. Then, call up and get your business in top shape.

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coronavirus-COVID-19-small-business-assistance-SBA-U-S-Small-Business-Administration

LB&J Business Update – Corona Virus (COVID-19)

LB&J Business Update – Updated March 31st, 2020

CARES Act is now official and the application process is available! Learn more about the differences between the different loans and potential free money opportunities available to small businesses by clicking here

LB&J Business Update – Updated March 23th, 2020

Apply now for the SBA Disaster Assistance Loan program for your small business.  The SBA is now taking applications for up to $2 million loans at 3.75% interest or completely forgiving the loan if you keep on a certain number of employees until 6/30 and meet a number of other criteria. Click here to learn more.

LB&J Certified Public Accountants is ready to help!  Our focus is on small businesses and strategy.  We assist small businesses in getting the funds needed to keep their business afloat through the SBA Disaster Assistance Program. Our CPAs have over 50 years of experience and are ready to help you and your business. Apply now.

LB&J Business Update – Updated March 17th, 2020

For more information regarding the SBA business loans for businesses impacted by the Coronavirus, click here. Also note the below AICPA update below, indicating that the tax deadline is likely to be extended by 90 days due to the impact of the coronavirus, (for more details click here). We will keep you updated once we know more about both the SBA business loans or confirmation regarding the tax deadline extension.

AICPA Update – March 15, 2020 — Volume 27 No. 13

Yesterday, we told you about our efforts and conversations with the Treasury Department and the IRS to secure filing and payment relief for taxpayers and tax preparers in light of the uncertainty and challenges caused by the spread of the Coronavirus (COVID-19) pandemic.

Based upon our conversations, we anticipate that Treasury and the IRS will announce this week an extension of the April 15th deadline by as much as 90 days, and a waiver of penalties and interest for most taxpayers.

Additionally, Treasury and the IRS are aware of the major deadline for businesses tomorrow, March 16th, and the challenges facing taxpayers and tax preparers in meeting that deadline.  They have indicated that they would be generous in determining reasonable cause abatement of any penalties for taxpayers and tax preparers unable to file in a timely manner.

We will continue to keep you updated as we receive more information.

You can also visit our AICPA Coronavirus Resource Center for frequent updates and resources to help you manage clients’ needs and your business at this time.

LB&J Business Update – Updated March 16th, 2020

Dear Clients, Visitors, Family & Friends

Though we are taking extreme precautions to mitigate any risks of the pandemic caused by COVID-19 for our clients and staff, we have still received many questions and wished to proactively address how we are responding.  As of this writing:

  • We are still open for business at our physical office location.
  • We have implemented the CDC guidelines of ‘social distancing’ and zero-touch in-person meetings.
  • Business personnel have been busy with extra cleanings of the office and other high-touch areas.
  • We will immediately implement any new CDC guidelines as this pandemic unfolds.

There are simple things the CDC recommends you do to help keep yourself and others healthy while visiting our location:

  • Wash your hands often with soap and water for at least 20 seconds, especially after blowing your nose, coughing, or sneezing; going to the bathroom; and before eating or preparing food.
  • Avoid touching your eyes, nose, and mouth with unwashed hands.
  • Stay home when you are sick.
  • Cover your cough or sneeze with a tissue, then throw the tissue in the trash.

We will continue to monitor the evolving COVID-19 situation and make every attempt to keep you informed. Emergency notifications to staff and clients will be conducted through our emergency communication channels including text notifications, telephone calls, and communicated directly to customers.

For updated information on this rapidly changing situation, please visit the CDC website here: http://bit.ly/39TQIyg

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Privacy Policy & Terms Of Use

PRIVACY POLICY

Our Privacy Policy required by the Gramm-Leach-Bliley Act of 1999.

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications, tax organizers, worksheets and other documents;
  • Information about your transactions with us, our affiliates, or others;
  • Information we receive from a consumer-reporting agency.

We do not disclose any nonpublic personal information about our clients or former clients to anyone, except as permitted by law.

We restrict access to nonpublic personal information about you to those members of our firm who need to know that information to provide services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Online information is stored on secure servers located in CPA Website Solutions SOC 1 certified datacenters.

Our Privacy Policy was posted on January 1st 2014 and last updated on November 25th 2017. It governs the privacy terms of our Website, located at www.lbjcpa.com.

Your Privacy
LB&J Certified Public Accountants follows all legal requirements to protect your privacy. Our Privacy Policy is a legal statement that explains how we may collect information from you, how we may share your information, and how you can limit our sharing of your information. You will see terms in our Privacy Policy that are capitalized. These terms have meanings as described in the Definitions section below.

Definitions
“Non Personal Information” is information that is not personally identifiable to you and that we automatically collect when you access our Website with a web browser. It may also include publicly available information that is shared between you and others.

“Personally Identifiable Information” is non-public information that is personally identifiable to you and obtained in order for us to provide you within our Website. Personally Identifiable Information may include information such as your name, email address, and other related information that you provide to us or that we obtain about you.

Information We Collect
Generally, you control the amount and type of information you provide to us when using our Website.

As a Visitor, you can browse our website to find out more about our Website. You are not required to provide us with any Personally Identifiable Information as a Visitor.

Computer Information Collected
When you use our Website, we automatically collect certain computer information by the interaction of your mobile phone or web browser with our Website. Such information is typically considered Non Personal Information. We also collect the following:

  • Cookies
    Our Website uses “Cookies” to identify the areas of our Website that you have visited. A Cookie is a small piece of data stored on your computer or mobile device by your web browser. We use Cookies to personalize the Content that you see on our Website. Most web browsers can be set to disable the use of Cookies. However, if you disable Cookies, you may not be able to access functionality on our Website correctly or at all. We never place Personally Identifiable Information in Cookies.
  • Third Party Tracking Tools
    We also use third party tracking tools to improve the performance and features of our Website. These third party tracking tools are designed to collect only Non-Personal Information about your use of our Website. However, you understand that such tools are created and managed by parties outside our control. As such, we are not responsible for what information is actually captured by such third parties or how such third parties use and protect that information.
  • We use Remarketing with Google Analytics to advertise on third party sites to you after you visited our Site. We and our third party vendors, like Google, use first party cookies (such as the Google Analytics cookie) and third party cookies (such as the DoubleClick cookie) to inform, optimize and serve ads based on your past visits to our Site.You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page. Google also recommends installing the Google Analytics Opt-out Browser Add-on for your browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.
  • Automatic Information
    We automatically receive information from your web browser or mobile device. This information includes the name of the website from which you entered our Website, if any, as well as the name of the website to which you’re headed when you leave our website. This information also includes the IP address of your computer/proxy server that you use to access the Internet, your Internet Website provider name, web browser type, type of mobile device, and computer operating system. We use all of this information to analyze trends among our Users to help improve our Website.

How We Use Your Information
We use the information we receive from you as follows:

  • Customizing Our Website
    We may use the Personally Identifiable information you provide to us along with any computer information we receive to customize our Website.
  • Sharing Information with Affiliates and Other Third Parties
    We do not sell, rent, or otherwise provide your Personally Identifiable Information to third parties for marketing purposes. We may provide your Personally Identifiable Information to affiliates that provide services to us with regards to our Website (i.e. payment processors, Website hosting companies, etc.); such affiliates will only receive information necessary to provide the respective services and will be bound by confidentiality agreements limiting the use of such information.
  • Data Aggregation
    We retain the right to collect and use any Non Personal Information collected from your use of our Website and aggregate such data for internal analytics that improve our Website and Service as well as for use or resale to others. At no time is your Personally Identifiable Information included in such data aggregations.
  • Legally Required Releases of Information
    We may be legally required to disclose your Personally Identifiable Information, if such disclosure is (a) required by subpoena, law, or other legal process; (b) necessary to assist law enforcement officials or government enforcement agencies; (c) necessary to investigate violations of or otherwise enforce our Legal Terms; (d) necessary to protect us from legal action or claims from third parties including you and/or other Members; and/or (e) necessary to protect the legal rights, personal/real property, or personal safety of TermsFeed, our Users, employees, and affiliates.

Do Not Track (“DNT”)
We do not support Do Not Track (“DNT”). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked. You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

Protecting Your Child’s Privacy
Our Website is not designed for use by anyone under the age of 13 (“Child”), though we realize we may have a Child attempt to make purchases through our Website. We do not verify the age of our Users nor do we have any liability for verifying a User’s age. If you are a Child, please seek the permission of a parent or guardian before using our Website.If you are a parent or guardian and believe your Child is using our Website, please contact us to remove your Child’s account; we reserve the right to ask you for verification of your relationship to the Child before we honor such a request. If we discover that a Child has created an account on our Website, we will immediately delete the account as soon as we discover it, we will not use the information for any purpose, and we will not disclose the information to third parties. However, as parent of such a Child, you understand that you are legally liable for any transactions created by the Child.

Links to Other Websites
Our Website may contain links to other websites that are not under our direct control. These websites may have their own policies regarding privacy. We have no control of or responsibility for linked websites and provide these links solely for the convenience and information of our visitors. You access such linked Websites at your own risk. These websites are not subject to this Privacy Policy. You should check the privacy policies, if any, of those individual websites to see how the operators of those third-party websites will utilize your personal information. In addition, these websites may contain a link to Websites of our affiliates. The websites of our affiliates are not subject to this Privacy Policy, and you should check their individual privacy policies to see how the operators of such websites will utilize your personal information.

Our Email Policy
Our affiliates and we fully comply with national laws regarding SPAM. You can always opt out of receipt of further email correspondence from us and/or our affiliates. We agree that we will not sell, rent, or trade your email address to any unaffiliated third-party without your permission.

Privacy Policy Updates
We reserve the right to modify this Privacy Policy at any time. You should review this Privacy Policy frequently. If we make material changes to this policy, we may notify you on our Website, by a blog post, by email, or by any method we determine. The method we chose is at our sole discretion. We will also change the “Last Updated” date at the beginning of this Privacy Policy. Any changes we make to our Privacy Policy are effective as of this Last Updated date and replace any prior Privacy Policies.

Questions About Our Privacy Practices or This Privacy Policy
If you have any questions about our Privacy Practices or this Policy, please contact us at [email protected]


ADDITIONAL TERMS OF SERVICE

LB&J Certified Public Accountants has additional Terms of Service in regard to secure online documents and password-protected account information.

  1. Terms: By accessing the website at http://lbjcpa.com, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.
  2. Use License: Permission is granted to temporarily download one copy of the materials (information or software) on LB&J Certified Public Accountants’ website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials; use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    2. attempt to decompile or reverse engineer any software contained on LB&J Certified Public Accountants’ website;
    3. remove any copyright or other proprietary notations from the materials;
    4. or transfer the materials to another person or “mirror” the materials on any other server.
    5. This license shall automatically terminate if you violate any of these restrictions and may be terminated by LB&J Certified Public Accountants at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
  3. Disclaimer: The materials on LB&J Certified Public Accountants’ website are provided on an ‘as is’ basis. LB&J Certified Public Accountants makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
    1. Further, LB&J Certified Public Accountants does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
  4. Limitations: In no event shall LB&J Certified Public Accountants or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on LB&J Certified Public Accountants’ website, even if LB&J Certified Public Accountants or a LB&J Certified Public Accountants authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
  5. Accuracy of materials: The materials appearing on LB&J Certified Public Accountants website could include technical, typographical, or photographic errors. LB&J Certified Public Accountants does not warrant that any of the materials on its website are accurate, complete or current. LB&J Certified Public Accountants may make changes to the materials contained on its website at any time without notice. However LB&J Certified Public Accountants does not make any commitment to update the materials.
  6. Links: LB&J Certified Public Accountants has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by LB&J Certified Public Accountants of the site. Use of any such linked website is at the user’s own risk.
  7. Modifications: LB&J Certified Public Accountants may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.
  8. Governing Law: These terms and conditions are governed by and construed in accordance with the laws of North Carolina and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

If you have any questions about this policy, please do not hesitate to contact us.

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