Personal Financial Planning
Personal Financial Planning
In Charlotte, NC
OUR PROCESS
Analyze
Prior to recommending any financial solutions, we ask questions and get a clear understanding of your goals and what is most important to you. We then analyze your current strategy to identify gaps that may exist within your plan.
Recommend
Once your financial plan has been reviewed and analyzed, we provide you with independent strategies and recommendations that allow you to fill any gaps in your plan, as well as make informed decisions on how to meet your financial goals.
Implement
If you are satisfied with our approach and recommendations, we then work with you to implement your strategies by helping you secure the appropriate solutions, services, and financial tools needed to meet your financial priorities.*
Monitor
Your financial situation and priorities are bound to change. We work with you over time through periodic reviews to monitor the strategies in place and make changes when needed, ensuring your financial plan evolves with you.
Foundational Financial Planning
In a Foundational Financial Plan, we focus on four main areas of your overall financial health. This includes the following:
- Debt Management – We explore different payment options, giving you flexibility in paying off your debt items.
- Cash Management and Emergency Fund – We analyze your monthly budget and determine the necessary amount needed in your savings.
- Protection Planning – We assess your current protection pieces and identify any gaps that may be present.
- Basic Asset Accumulation – We provide a high-level assessment of your current investments, and basic strategies to help build your assets.
Comprehensive Financial Planning
In the Comprehensive Financial Plan, we can take a detailed look into your long-term goals, but also assess items that need to be planned for over the short-term and mid-term. We take a comprehensive look at cash flow and investment asset today, to retirement, and all the way through retirement.
- Financial Position – Net Worth, Cash Management, and Emergency Fund assessment
- Protection Planning – Assess your current protection pieces and identify any gaps that may be present.
- Tax Management – Analyze your current tax situation, and look to provide solutions to help decrease tax liability both now, but also in the future.
- Retirement Planning – Evaluate when you can retire and how long your money will last.
- Investment Solutions (including Education Planning) – Analyze your current investments and provide solutions that meet your best interest.
- Advanced Estate Planning – Determine a plan for multi-generational asset building.
We also analyze situations that cannot be controlled. Certain economic impacts can alter the perceived outcome due to taxes, inflation, and the volatility of markets. Health events can be unexpected and directly impact cash flow. Reviewing your options and planning for these situations will help ensure you are fully protected. Additionally, we provide resources for “what-ifs”, such as buying and selling properties, retiring earlier, spending more, etc.**
View Our Customer Relationship Summary
Meet Adam Taff, ChFC®
Adam Taff is an experienced Financial Advisor based out of Charlotte, NC. His broad knowledge of insurance & investment products, along with his specialized attention and comprehensive financial planning tools, give his clients the confidence they need when working with a financial advisory. His smart financial strategies are designed to help his clients maximize their wealth and achieve their short-term & long-term goals.
Adam received his Chartered Financial Consultant (ChFC®) designation from the American College of Financial Services, a Master of Business Administration (MBA) from George Mason University, and a B.S. in Nuclear Engineering from the University of Maryland.
Adam currently lives in Charlotte, NC with his wife and their two daughters.
Adam Taff, ChFC®
Meet Alex Nolan, CFP®, AIF®, CEPA®, EA
Alexander (Alex) Nolan is a Financial Planner based in Charlotte, NC. He provides comprehensive financial planning and ongoing wealth management, tailored specifically to each client’s needs. He focuses on optimizing his clients’ investment, insurance, and cash flow strategies, to provide his clients with the confidence they need to accomplish their short-term and long-term goals.
Over the years Alex has obtained his Certified Financial Planner (CFP®), Accredited Investment Fiduciary (AIF®), and Certified Exit Planning Advisor (CEPA®) designations, as well as earning his Enrolled Agent (EA) status with the IRS. He holds a B.A. from Wofford College.
Outside of helping his clients achieve success, Alex and his wife Josee enjoy hiking, drinking wine and craft beer
in the Charlotte area, and flying west to ski whenever possible.
Alex Nolan, CFP®, AIF®, CEPA®, EA
Get Started With A Complimentary Consultation
In order to find the right solution for your personal and business needs, we dedicate our attention to the circumstances of your unique situation. Analyzing, recommending, implementing, and reviewing your strategy will help establish and maintain your goals and remain on course as life unfolds.
Fill the form out below to set an appointment for a free financial consultation today.
Adam Taff is licensed to offer insurance in: CA, FL, GA, MD, ME, NC, NJ, SC, VA, and WI and securities in: CA, DC, DE, FL, GA, IL, MD, ME, NC, NJ, OR, SC, TN TX, VA, and WI. CA Insurance License #0L98625
Alex Nolan is licensed to offer insurance in: AL, AZ, CA, CO, FL, GA, MI, NC, OH, OR, SC, TX, WI and investments in: AZ, CA, FL, GA, NC, SC, TX, WI. CA License #0M84192
Adam Taff and Alex Nolan are registered representatives of and offer securities, investment advisory services, and financial planning through MML Investors Services, LLC, Member SIPC (sipc.org). Supervisory Office: 4350 Congress Street, Suite 300, Charlotte, NC 28209, 704-557-9600. LB&J Strategic Financial Planning is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies.
CRN202407-576234
Check the background of MML Investors Services, LLC on FINRA’s BrokerCheck
*You may implement your plan recommendations at the financial institution of your choice.
**LB&J Strategic Financial Planning and its representatives do not provide tax or legal advice. Consult a tax or legal professional for such guidance.
***LB&J Strategic Financial Planning is not affiliated with LB&J Certified Public Accountants. Each firm is independently responsible for the products and services it provides.